Become an Owner
The Benefits of Ownership
There are many great benefits associated with being a customer-owner of Atlantic Edge Credit Union.
From profit-sharing to great products and services; the democratic voice to community commitment, Atlantic Edge Credit Union has a lot to offer its members - it's customer-owners. Find out what over 17,000 customer-owners already know. Select the link to the left and complete an application today!
Reasons Why You Should Refer Your Family and Friends to Atlantic Edge Credit Union
You may be asking yourself, "Why should I ask my family members to switch from their current financial institution to my credit union?"
Switch for the benefits of ownership: Since 1984, approximately $7 million has been returned to members in the form of share dividends and patronage rebates (which includes loan interest rebates, bonus on deposit interest, and service charge rebates)! Profit sharing is one main distinction between credit unions and other financial institutions. There are many other reasons to join the thousands of Canadians who have made the switch to a credit union. As both customer and owner, the benefits of choosing your credit union for financial services are unique.
Service: Outstanding personal service is our top priority. Credit unions are formed by customer-owners to serve members. So as a shareholder in the organization, our commitment to your financial well-being comes naturally. In addition to professional advice, you can receive service at over 176 locations in the Atlantic region, and from credit union ATMs all across Canada. Together, credit union have more locations than any other financial institution.
Range of Products: Atlantic Edge Credit Union offers all the financial products and services available in the marketplace, including internet and telephone banking, mortgages, global ATM access, MasterCard credit cards and a full range of investment options.
Democratic Voice: As an owner, you can speak directly to the Directors and Managers of your credit union by exercising your right to vote in the election of officers and on issues of importance in the operation.
Strengthen Your Community: We are partners in our communities and have a strong commitment to local quality of life and economic development. Credit unions return profits in the form of common share dividends and patronage rebates to our members. We invest in our local economies using the services of and making purchases from local businesses. Credit unions also donate time and money to community projects and charities.
Security: Canada's credit unions are financially fit - no credit union customer-owner has ever lost money. Collectively, we have over $236,279 million in system assets, serve 5.8 million customer-owners, and have over 1,763 locations. We follow strict guidelines of sound businesses practices and have the backing of our respective Credit Union Deposit Guarantee Corporations. In our province, your deposits are covered up to $250,000 per account type.
Switching to a Credit Union is Easy: Thousands of Canadians make the switch every year, and the arrangements are safe, secure, and hassle-free. We'll do the paperwork, and help you select the right services for you, your family and your business.
Join Us... Share in the Financial Success: Membership is available to your spouse, children, grandchildren, siblings, parents, in-laws, aunts, uncles, cousins, nieces, nephews, and friends.