International Principles of Co-operation

All co-operatives are based on seven international principles.  These principles are:

1. Voluntary and Open Membership

2. Democratic Member Control

3. Member Economic Participation

4. Autonomy and Independence

5. Education, Training and Information

6. Co-operation among Co-operatives

7. Concern for Community

Unique Benefits

Credit Union members are both customers and owners. As a customer, you receive the services you want and need, and as an owner you enjoy a return on your share investment in the form of competitive rates, value costs for premium services, and local control of your own financial institution.

Local Ownership and Control

Belonging to a credit union means that you are more than a customer - you are an owner - and as an owner you get to influence the progress of your business. There is a voluntary Board of Directors that you elect with your right to vote at the Annual General Meeting. All decisions are made locally, by people who live in and understand your local community. As neighbours, living and working in the same community, offers all the financial services you require with a big difference - pride in knowing all monies stay here in our own communities working for your own economic benefit. You'll enjoy a flexible approach to business and responsiveness to local concerns. All things being equal, why would you not choose a financial institution where the very ownership structure is designed to focus on, and is sensitive to, your needs?

Visit www.honestmoney.ca for more information on why credit unions are becoming the preferred choice of financial institution for millions of Canadians.

Community Involvement

Atlantic Edge Credit Union is uniquely positioned to support community development through:

• Loans to owners and small businesses
• Investment to community projects
• Sponsorship of community activities and events
• Public education programs to foster personal financial well-being
• Outstanding School and Community Involvement Scholarship
• Employees active in the community as members of boards of trade, chambers of commerce, church groups, service organizations, charitable organizations, and numerous other activities

Service to Owners

Atlantic Edge Credit Union has professionally trained, knowledgeable employees who provide personal service and attention to owners from all of our service locations. Wealth Management Advisors are also available 7 days a week and outside normal business hours to visit you at home or at the office. Customer-owners can choose to transact their business electronically through Automated TeleService, Personal Contact TeleService, ATMs and MemberDirect Online Access.

Credit Union Potential

The ability of credit unions to return benefits to their owners and their communities is in direct proportion to the support they receive from owners in the community. Making Atlantic Edge Credit Union Atlantic Edge Credit Unionyour primary financial services provider means higher levels of service and greater benefits and rewards to both owners and the community. We see ourselves becoming part of every family in our province by establishing a relationship of trust with dependable, complete service for every financial need. Credit unions are part of a strong regional, national and international network of credit unions.